At Village Bank, you'll find a complete range of borrowing options, including home equity loans and lines of credit, first and second mortgage loans, residential construction loans, and personal loans (secured and unsecured).

• If you currently use a coupon book, you will receive a Village Bank monthly loan statement after the merger
• If your payments are automatically drafted (debited), they will continue to be drafted with no interruptions in payments
• Please note that automatic payments will attempt to draft only once. Non-sufficient funds charges may apply to your transaction account if funds are not available
• If you currently have additional payments drafted for your loan on a separate date other than the due date, please contact a Village Bank loan servicing representative if you would like that additional amount added to your loan payment
• The simple interest feature of your Village Bank loan will allow you to save money through early payments. If your loan has a pre-computed interest feature, it will not become a simple interest loan
• Please note that your insurance carrier for collateral pledged to River City Bank will need to change their mortgage clause to read as follows: Village Bank, ISAOA/ATIMA, P.O. Box 330, Midlothian, Virginia 23113
• Should you have any questions concerning the transfer of your loan from River City Bank to Village Bank, please call (804) 897-3900 and ask for a Loan Servicing Representative or email us directly at LoanServicing@VillageBank.com
  
• River City customers can continue to use their home equity checks for six months after conversion. During this period, we would encourage you to order a new set of Village Bank checks for your home equity loan. You will be able to order these checks from any one of our branch locations
• If you currently have a line of credit with River City Bank that provides overdraft protection to your checking account; there are no charges with this service as a result of the merger
  
  

At Village Bank, you'll find a complete range of borrowing options, including home equity loans and lines of credit, first and second mortgage loans, residential construction loans, and personal loans (secured and unsecured).

If you currently use a coupon book, you will receive a Village Bank monthly loan statement after the merger
If your payments are automatically drafted (debited), they will continue to be drafted with no interruptions in payments
Please note that automatic payments will attempt to draft only once. Non-sufficient funds charges may apply to your transaction account if funds are not available
If you currently have additional payments drafted for your loan on a separate date other than the due date, please contact a Village Bank loan servicing representative if you would like that additional amount added to your loan payment
The simple interest feature of your Village Bank loan will allow you to save money through early payments. If your loan has a pre-computed interest feature, it will not become a simple interest loan
Please note that your insurance carrier for collateral pledged to River City Bank will need to change their mortgage clause to read as follows: Village Bank, ISAOA/ATIMA, P.O. Box 330, Midlothian, Virginia 23113
Should you have any questions concerning the transfer of your loan from River City Bank to Village Bank, please call (804) 897-3900 and ask for a Loan Servicing Representative or email us directly at LoanServicing@VillageBank.com

River City customers can continue to use their home equity checks for six months after conversion. During this period, we would encourage you to order a new set of Village Bank checks for your home equity loan. You will be able to order these checks from any one of our branch locations
If you currently have a line of credit with River City Bank that provides overdraft protection to your checking account; there are no charges with this service as a result of the merger