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Personal Banking
"I am extremely impressed by your staff. I am always greeted by warm smiles, friendly conversations and by their upmost professionalism. Thanks! Keep up the
good work." —Miles
Savings Accounts / CDs and IRAs
Checking Accounts
Village Bank offers a variety of personal checking accounts to meet your needs. Every Village Bank checking account is designed to make banking easier for you, providing all these convenient features:
- Free Internet Banking and Bill Pay
- Free ATM Card, OR
- Free VISA® Check Card with No Annual Fee
- Free Village Bank Express, 24/7 telephone account access
- Unlimited Check Writing
- Free first order of Village Bank wallet checks
- Overdraft Protection with No Annual Fee*
- Free Notary Service
- Free Financial Planning
- Free eStatements
- Village eAlerts for balances and messaging
- Coming soon: Rewards points on all merchant debit card usage
*Conditions apply. Ask a Village Bank retail associate for details.
Click each account type to expand or collapse:
• Village Checking
Village Checking gives you full-service checking without the fees. In addition to all the standard benefits, Village Checking features include:
Village Checking Pricing Information:
- Minimum opening deposit .................................$50.00
- Foreign ATM fees will be assessed
• Village Interest Checking
Village Interest Checking combines all the standard benefits with an opportunity to earn a competitive interest rate. Additional features include:
- Interest compounded daily and paid monthly on all collected balances
- First month’s service fee is waived
- Tiered interest rate - Click here for current rates
- Two (2) foreign ATM fees refunded per statement cycle
Village Interest Checking Pricing Information:
Pay no monthly service fee when any of the following is maintained:
- $750 daily balance, OR
- Combined balance of $5,000 in any Village checking, savings, money market, certificate of deposit OR
- $7,500 outstanding balance in any consumer loan(s)
- Otherwise, a monthly service fee of $10.00 will apply
• Village Silver Checking
This is the perfect interest bearing account for those age 50 and older. In addition to all the standard benefits, Village Silver Checking provides these additional features:
- Interest compounded daily and paid monthly on all collected balances
- First month’s service fee is waived
- Tiered interest rate - Click here for current rates
- Two (2) foreign ATM fees refunded per statement cycle
- Service fees waived on all travelers checks and cashiers checks purchased
Village Silver Checking Pricing Information:
Pay no monthly service fee when any of the following is maintained:
- $500 daily balance, OR
- Combined balance of $1,750 in any Village checking, savings, money market, certificate of deposit OR
- $5,000 outstanding balance in any consumer loan(s)
- Otherwise, a monthly service fee of $6.00 will apply
• Village eRewards Plus
Village eRewards Plus is the ultimate high yielding relationship checking account. In addition to all the standard benefits, Village eRewards Plus provides these additional features:
- Interest compounded daily and paid monthly on all collected balances
- Tiered interest rate - Click here for current rates
- Four (4) foreign ATM fees refunded per statement cycle
- No monthly fees
Village eRewards Plus Pricing Information:
Earn maximum posted interest rate and APY when all of the following occur:
- Sign up and receive eStatements, AND
- Initiate 10 POS debits per statement cycle, AND
- One direct deposit or ACH debit per statement cycle, AND
- Access internet banking at least once per statement cycle, AND
- Account balance does not exceed the threshold limit
- Otherwise, the maximum stated interest rate and APY rate will be reduced
• Village Platinum Checking
The ultimate checking for the relationship customer who wants a high yielding checking, certificate of deposit or discounted rates on consumer loan(s). In addition to all the standard benefits, Village Platinum Checking provides these additional features:
- Interest compounded daily and paid monthly on all collected balances
- First month’s service fee is waived
- Tiered interest rate - Click here for current rates
- Consumer loan rates discounted for non real estate secured loans
- Free or discounted rental rates on safe deposit boxes (based on availability)
- Higher rates on Village Bank certificate of deposits (excludes promotional CD offerings)
- Five (5) foreign ATM fees refunded per statement cycle
- Free safety paper checks
- Coming soon: “Bonus” rewards points on all merchant debit card usage
- Service fees waived on all travelers checks and cashiers checks purchased
Village Platinum Checking Pricing Information:
Pay no monthly service fee when any of the following is maintained:
- $2,500 daily balance, OR
- Combined balance of $20,000 in any Village checking, savings, or money market account, certificate of deposit OR
- $30,000 outstanding balance in any consumer loan(s)
- Otherwise, a monthly fee of $20.00 will apply
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To access your estatements, click here.
To reorder checks online, please click here.
To access your personal credit card services click here.
To apply for a credit card, click here.
Click here for our online loan calculator.
Download Village Bank Wiring Instructions (pdf).
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