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Personal Checking Accounts
"I am extremely impressed by your staff. I am always greeted by warm smiles, friendly conversations and by their upmost professionalism. Thanks! Keep up the
good work." —Miles
Village Bank offers a variety of personal checking accounts to meet your needs. Every Village Bank checking account is designed to make banking easier for you, providing all these convenient features:
- Free Internet Banking and Bill Pay
- Free ATM Card, OR
- Free VISA® Check Card with No Annual Fee
- Free Village Bank Express, 24/7 telephone account access
- Unlimited Check Writing
- Free first order of Village Bank wallet checks
- Overdraft Protection with No Annual Fee*
- Free Notary Service
- Free Financial Planning
- Free eStatements
- Village eAlerts for balances and messaging
- Sign up for Village Advantage and receive rewards points when you sign at time of purchase!
*Conditions apply. Ask a Village Bank retail associate for details.
Click each account type to expand or collapse:
• Village Checking
Village Checking gives you full-service checking without the fees. In addition to all the standard benefits, Village Checking features include:
Village Checking Pricing Information:
- Minimum opening deposit .................................$50.00
- Foreign ATM fees will be assessed
• Village Interest Checking
Village Interest Checking combines all the standard benefits with an opportunity to earn a competitive interest rate. Additional features include:
- Interest compounded daily and paid monthly on all collected balances
- First month’s service fee is waived
- Tiered interest rate - Click here for current rates
- Two (2) foreign ATM fees refunded per statement cycle
Village Interest Checking Pricing Information:
Pay no monthly service fee when any of the following is maintained:
- $750 daily balance, OR
- Combined balance of $5,000 in any Village checking, savings, money market, certificate of deposit OR
- $7,500 outstanding balance in any consumer loan(s)
- Otherwise, a monthly service fee of $10.00 will apply
• Village Silver Checking
This is the perfect interest bearing account for those age 50 and older. In addition to all the standard benefits, Village Silver Checking provides these additional features:
- Interest compounded daily and paid monthly on all collected balances
- First month’s service fee is waived
- Tiered interest rate - Click here for current rates
- Two (2) foreign ATM fees refunded per statement cycle
- Service fees waived on all travelers checks and cashiers checks purchased
Village Silver Checking Pricing Information:
Pay no monthly service fee when any of the following is maintained:
- $500 daily balance, OR
- Combined balance of $1,750 in any Village checking, savings, money market, certificate of deposit OR
- $5,000 outstanding balance in any consumer loan(s)
- Otherwise, a monthly service fee of $6.00 will apply
• Village eRewards Plus
Village eRewards Plus is the ultimate high yielding relationship checking account. In addition to all the standard benefits, Village eRewards Plus provides these additional features:
- Interest compounded daily and paid monthly on all collected balances
- Tiered interest rate - Click here for current rates
- Four (4) foreign ATM fees refunded per statement cycle
- No monthly fees
Village eRewards Plus Pricing Information:
Earn maximum posted interest rate and APY when all of the following occur:
- Sign up and receive eStatements, AND
- Initiate 10 POS debits per statement cycle, AND
- One direct deposit or ACH debit per statement cycle, AND
- Access internet banking at least once per statement cycle, AND
- Account balance does not exceed the threshold limit
- Otherwise, the maximum stated interest rate and APY rate will be reduced
• Village Platinum Checking
The ultimate checking for the relationship customer who wants a high yielding checking, certificate of deposit or discounted rates on consumer loan(s). In addition to all the standard benefits, Village Platinum Checking provides these additional features:
- Interest compounded daily and paid monthly on all collected balances
- First month’s service fee is waived
- Tiered interest rate - Click here for current rates
- Consumer loan rates discounted for non real estate secured loans
- Free or discounted rental rates on safe deposit boxes (based on availability)
- Higher rates on Village Bank certificate of deposits (excludes promotional CD offerings)
- Five (5) foreign ATM fees refunded per statement cycle
- Free safety paper checks
- Coming soon: “Bonus” rewards points on all merchant debit card usage
- Service fees waived on all travelers checks and cashiers checks purchased
Village Platinum Checking Pricing Information:
Pay no monthly service fee when any of the following is maintained:
- $2,500 daily balance, OR
- Combined balance of $20,000 in any Village checking, savings, or money market account, certificate of deposit OR
- $30,000 outstanding balance in any consumer loan(s)
- Otherwise, a monthly fee of $20.00 will apply
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Click here to find out about our Village Advantage loyalty rewards program.
To reorder checks online, please click here.
To access your personal credit card services click here.
Click here for our online loan calculator.
Download Village Bank Wiring Instructions (pdf).
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