Business Solutions

In addition to the products and people, Village Bank provides additional services that your company may need.


All Richmond-area Village Bank branches offer Automated Teller Machines (ATMs) that accept Village Bank Debit/ATM Cards.

Automated Clearing House (ACH)

A convenient and secure service to help you with payroll, automating payments and planning ahead for upcoming costs and cash flow. Same day ACH is available; ask your Business Banker for details.

Card Valet

Card/Valet logoThis app is free to download to your smartphone and helps you avoid fraud or identity theft by simply turning your card on and off. You can also get real-time balances, browse recent transactions and sign up for text alerts and restrict transaction types.

Commercial Sweep Services

Link your business checking account to a line of credit or another Village Bank checking account.

Credit Cards

MasterCard® Reward Cards will be available soon.

Debit Cards

All checking accounts offer a MasterCard® debit card. We offer free INSTANT ISSUE delivery so you can leave with your debit card in your wallet – no waiting for it to arrive in the mail. Don’t forget to download the Card Valet app.

eAlerts & Text Alerts

An e-mail or text from Village Bank can provide alerts regarding account balances and other helpful reminders. Enroll through Online Banking.


Go green with Village eStatements. They are available for all accounts. Receive a monthly email to remind you that your statement is ready for review.

Insurance Services

Through a partnership with an independent insurance agency, our customers may obtain a full array of insurance products based on needs.

Merchant Services

Through a partnership with our preferred electronic payment provider, we are able to handle all of your card processing needs. No contract is required.

Mobile Banking with Mobile Deposit

We offer secure access to your accounts from the convenience of your electronic devices. Download our mobile app to make deposits, view current balances and transactions, transfer funds, pay bills and much more.

Notary & Medallion Services

Available to customers for free and available at all branch locations.

Online Banking and Bill Pay

This secure online service is available for our business customers with checking, savings, CD, IRA and loan accounts. Benefits include transfer of funds, ACH debits and credits, wire transfers, payments, transaction history and check viewing.

Overdraft Protection

Several options are available for making smart decisions about managing your overdrafts. Please ask your Banker for more information as some restrictions may apply. Learn more about Overdraft Protection

Payroll Services

Through a partnership with a local payroll company, we provide payroll, timekeeping, benefits management and human resource services to business customers.

Positive Pay

A powerful tool for cash management which provides a simple and effective system for eliminating the most common types of check fraud.

Remote Deposit Capture (RDC)

RDC is available for those business clients who want the convenience of depositing checks at their location. This service saves time and offers a later cut off time.

Safe Deposit Boxes

Safe deposit boxes are available at certain branch locations. Five (5) different sizes are available for your specific needs.

Size Annual Fee
3 x 5 $40.00
5 x 5 $55.00
3 x 10 $65.00
5 x 10 $80.00
10 x 10 $115.00 

Wire Transfers

Available online or in-branch. Download this form for incoming wires.

Zero Balance Accounts (ZBA)

These accounts are available for customers who maintain a general operating account as well as other accounts for payroll, for example. ZBAs often reduce time and expenses.