Business Solutions

In addition to our loan, deposit and savings products, and the exceptional one-on-one business banking relationships Village Bank is known for, we provide several additional services that your business may find useful as it grows.


All Richmond-area Village Bank branches offer Automated Teller Machines (ATMs) that accept Village Bank Debit/ATM Cards.

Automated Clearing House (ACH)

A convenient and secure service to help you with payroll, automating payments and planning ahead for upcoming costs and cash flow. Same day ACH is available; ask your Business Banker for details.

Card Valet

Card/Valet logoThis app is free to download to your smartphone and helps you avoid fraud or identity theft by simply turning your card on and off. You can also get real-time balances, browse recent transactions and sign up for text alerts and restrict transaction types.

Commercial Sweep Services

Link your business checking account to a line of credit or another Village Bank checking account.

Credit Cards

Today's business environment demands flexibility. Whether it be the availability of cash for equipment and/or inventory, tracking expenses, or ease-of-use, our Business Rewards Credit Card is designed to help keep you nimble with buying power. 

Debit Cards

All checking accounts offer a MasterCard® debit card. We offer free INSTANT ISSUE delivery so you can leave with your debit card in your wallet – no waiting for it to arrive in the mail. Don’t forget to download the Card Valet app.

eAlerts & Text Alerts

An e-mail or text from Village Bank can provide alerts regarding account balances and other helpful reminders. Access Online Banking to enroll.


Go green with Village eStatements. They are available for all accounts. Receive a monthly email to remind you that your statement is ready for review.

Insurance Services

Bankers Insurance logo

Our partner, Bankers Insurance, is a full-service, independent insurance agency headquartered in Richmond, Virginia. They provide personal and business insurance products based on the needs of Village Bank customers. Click here to learn more or get a quote.

Merchant Services

Atlantic Merchants logo

Our merchant services partner, Atlantic Merchant, is a full-service card processing company with a local team servicing Village Bank customers. They are a leading provider with the latest payment technology to help your business drive top-line revenue, while at the same time, lowering costs. No contract is required. Learn more and contact.

Mobile Banking with Mobile Deposit

We offer secure access to your accounts from the convenience of your electronic devices. Download our mobile app to make deposits, view current balances and transactions, transfer funds, pay bills and much more.

Notary & Medallion Services

Available to customers for free and available at all branch locations.

Online Banking and Bill Pay

This secure online service is available for our business customers with checking, savings, CD, IRA and loan accounts. Benefits include the transfer of funds, ACH debits and credits, wire transfers, payments, transaction history and check viewing.

Overdraft Protection

Several options are available for making smart decisions about managing your overdrafts. Please ask your Banker for more information as some restrictions may apply. Learn more about Overdraft Protection.

Payroll Services

Through a partnership with a local payroll company, we provide payroll, timekeeping, benefits management, and human resource services to business customers.

Positive Pay

A powerful tool for cash management which provides a simple and effective system for eliminating the most common types of check fraud.

Remote Deposit Capture (RDC)

RDC is available for those business clients who want the convenience of depositing checks at their location. This service saves time and offers a later cut off time.

Safe Deposit Boxes

Safe deposit boxes are available at certain branch locations. Five (5) different sizes are available for your specific needs.

Size Annual Fee
3 x 5 $40.00
5 x 5 $55.00
3 x 10 $65.00
5 x 10 $80.00
10 x 10 $115.00 

Wire Transfers

Available online or in-branch. Download this form for incoming wires.

Zero Balance Accounts (ZBA)

These accounts are available for customers who maintain a general operating account as well as other accounts for payroll, for example. ZBAs often reduce time and expenses.