Personal Checking Accounts

"I am extremely impressed by your staff. I am always greeted by warm smiles, friendly conversations and by their upmost professionalism. Thanks! Keep up the good work." – Miles

Village Bank offers a variety of personal checking accounts to meet your needs. Every Village Bank checking account is designed to make banking easier for you, providing all these convenient features:

  • Free Internet Banking and Bill Pay
  • Free ATM Card, OR
  • Free Debit MasterCard® with No Annual Fee
  • Free Village Bank Express, 24/7 telephone account access
  • Unlimited Check Writing
  • Free first order of Village Bank wallet checks
  • Overdraft Protection with No Annual Fee*
  • Free Notary Service
  • Free Financial Planning
  • Free eStatements
  • Village eAlerts for balances and messaging
  • Sign up for Village U Choose Rewards and earn points towards useful rewards while using your Village Bank Debit MasterCard®.

*Conditions apply. Ask a Village Bank retail associate for details.

Village Checking

Village Checking gives you full-service checking without the fees. In addition to all the standard benefits, Village Checking features include:

  • No monthly service fee when you receive eStatements

Village Checking Pricing Information:

  • Minimum opening deposit: $50.00
  • Foreign ATM fees will be assessed

Village Interest Checking

Village Interest Checking combines all the standard benefits with an opportunity to earn a competitive interest rate. Additional features include:

  • Interest compounded daily and paid monthly on all collected balances
  • First month’s service fee is waived
  • Tiered interest rates
  • Two (2) foreign ATM fees refunded per statement cycle

Village Interest Checking Pricing Information:

  • Minimum opening deposit: $50.00
  • Pay no monthly service fee when any of the following is maintained:
    • $750 daily balance, OR
    • Combined balance of $5,000 in any other Village checking, savings, money market, certificate of deposit OR
    • $7,500 outstanding balance in any consumer loan(s)
    • Otherwise, a monthly service fee of $10.00 will apply

Village Silver Checking

This is the perfect interest bearing account for those age 50 and older. In addition to all the standard benefits, Village Silver Checking provides these additional features:

  • Interest compounded daily and paid monthly on all collected balances
  • First month’s service fee is waived
  • Tiered interest rates
  • Two (2) foreign ATM fees refunded per statement cycle
  • Service fees waived on all travelers checks and cashiers checks purchased

Village Silver Checking Pricing Information:

  • Minimum opening deposit: $50.00
  • Pay no monthly service fee when any of the following is maintained:
    • $500 daily balance, OR
    • Combined balance of $1,750 in any other Village checking, savings, money market, certificate of deposit OR
    • $5,000 outstanding balance in any consumer loan(s)
    • Otherwise, a monthly service fee of $6.00 will apply

Village eRewards Plus

Village eRewards Plus is the ultimate high yielding relationship checking account. In addition to all the standard benefits, Village eRewards Plus provides these additional features:

  • Interest compounded daily and paid monthly on all collected balances
  • Tiered interest rates
  • Four (4) foreign ATM fees refunded per statement cycle
  • No monthly fees

Village eRewards Plus Pricing Information:

  • Minimum opening deposit: $50.00
  • Earn maximum posted interest rate and APY when all of the following occur:
    • Sign up and receive eStatements, AND
    • Initiate 10 POS debits per statement cycle, AND
    • One direct deposit or ACH debit per statement cycle, AND
    • Access internet banking at least once per statement cycle, AND
    • Account balance does not exceed the threshold limit
    • Otherwise, the maximum stated interest rate and APY rate will be reduced

Village Platinum Checking

The ultimate checking for the relationship customer who wants a high yielding checking, certificate of deposit or discounted rates on consumer loan(s). In addition to all the standard benefits, Village Platinum Checking provides these additional features:

  • Interest compounded daily and paid monthly on all collected balances
  • First month’s service fee is waived
  • Tiered interest rates
  • Consumer loan rates discounted for non real estate secured loans
  • Free or discounted rental rates on safe deposit boxes (based on availability)
  • Higher rates on Village Bank certificate of deposits (excludes promotional CD offerings)
  • Five (5) foreign ATM fees refunded per statement cycle
  • Free safety paper checks
  • Bonus rewards points on all merchant debit card usage
  • Service fees waived on all travelers checks and cashiers checks purchased

Village Platinum Checking Pricing Information:

  • Minimum opening deposit: $50.00
  • Pay no monthly service fee when any of the following is maintained:
    • $2,500 daily balance, OR
    • Combined balance of $20,000 in any other Village checking, savings, or money market account, certificate of deposit OR
    • $30,000 outstanding balance in any consumer loan(s)
    • Otherwise, a monthly fee of $20.00 will apply