Business Rewards Credit Card

business credit card

Today's business environment demands flexibility. Whether it be the availability of cash for equipment and/or inventory, tracking expenses, or ease-of-use, our card is designed to help keep you nimble with buying power. Just activate your card and start earning points on every purchase! It's that easy because you're automatically enrolled in our uChoose Rewards Program.


Benefits & Features

  • uChoose Rewards.
  • CardValet.
  • No Annual Fees.
  • Consolidated or individual billing options.
  • 24-7 live customer assistance at 855.256.9149.
  • Access your account information 24/7. Manage your account and pay your bill online.
  • EMV Smart Chip Technology for added security.
  • Account Program Administrator and User management.


Apply For Your Card

Credit Card product disclosure

Let's get started!

View or download the application. Once complete you can pass it along to your Village Bank banker, bring it into your closest branch, or mail it to:

Village Bank
Attn: Credit Card Department
PO Box 330
Midlothian, VA 23113

Questions? Call our Customer Care Team at 804.419.8919


Village uChoose Rewards

Earn points on daily transactions with your Business Rewards Mastercard® Credit Card and redeem them for cash back, gift cards, and merchandise. All you need to do is sign up! Cardholders will earn:

  • 1 point for every $1 spent.
  • Reward points are valid for four (4) years before they expire.

Visit the Village Debit & Credit Card Rewards page for more detailed information.


Village CardValet

CardValet is an app that allows you to manage your card, on your terms. You can control your credit card activity from your smartphone to help prevent fraud or identity theft. Just download the app through the Apple App Store or Google Play and link your accounts. With CardValet, you can:

  • Instantly turn your credit card on or off.
  • Set transaction controls for dollar amount limits, merchant categories, and geographic locations.
  • Receive alerts when your credit card is used, approved or exceeds the transaction limits that you set.
  • Stay in-the-know about potential fraud with alerts on attempted, declined transactions.
  • Get real-time balances for your accounts and browse recent transactions.

Visit the CardValet site to learn more about how to take control of your credit card. You can also go to the Education Center Personal Banking to view an instructional video about CardValet.


Mastercard Benefits & Features

  • Zero Liability. Have peace of mind knowing that you won't be held responsible for unauthorized purchases, whether online, over the phone or in stores. Certain restrictions apply.
  • Extended Warranty.
  • Purchase Assurance®. Replacement of items damaged or stolen within 90 days of purchase up to $10,000 per incident and a total of $50,000 per cardholder per year.
  • Mastercard Global Service. Emergency card replacement for lost or stolen cards. Next day in the U.S. Two business days in most global locations.
  • MastercardRental® Insurance. Collision Damage Waiver (CDW) insurance when you rent a car for 31 consecutive days or less.
  • Mastercard ID Theft Protection™. Mastercard is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft. 
    • Expert Resolution Services. Expert assistance is available to help you 24/7 if you think your identity has been stolen. Call 1-800-Mastercard (1.800.627.8372) and you will be assigned a certified specialist who will guide you through the process every step of the way.
    • ID Theft Alerts™. This service tracks thousands of websites to identify if your personal information is being bought or sold online. Register now.
    • Emergency Wallet Replacement. Experts assist you in quickly canceling and re-ordering the contents of your physical wallet such as your driver's license, among other items. Call 1-800-Mastercard (1.800.627.8372) if you have lost your wallet and would like assistance.
  • Mastercard VAT Reclaim Service. Identification of foreign travel expenses eligible for VAT refund and processing of claims.

View or download the Mastercard Guide to Benefits for Commercial Cardholders