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NEWS TO KNOW
Informational Posts
Practical Tips for Preventing Identity Theft
Identity theft has become a serious problem for Americans. Reports show that the Federal Trade Commission (FTC) received 1.4 million identity theft reports in 2020. To make matters even more concerning, all types of fraud have been on the rise since 2000. While concerning, this news doesn’t have to mean you will become a victim. […]
Effective Strategies for Paying Off Credit Card Balances
Credit cards get a bad rap, but when used properly, they’re actually a great financial tool. They help you build a credit history and can be a lifesaver when emergencies arise. Credit cards can even save you money, thanks to the many generous cash-back programs available today. However, overspending is an easy trap to fall […]
Learn About Autobooks
Relying on third-party payment acceptance apps? Now you can accept digital payments directly through online and mobile banking – and save money. Village Bank now offers digital invoicing and payment acceptance, powered by Autobooks – an easy-to-use solution that includes everything a small business needs to get paid and stay on top of customer payments. […]
Understanding the Difference Between Money Market Accounts and CD’s
In a nutshell, the difference between money market accounts (MMAs) and certificates of deposit (CDs) is that MMAs answer the call for flexibility, providing a safety net for those unexpected moments in life. CDs appeal to the forward-thinkers ready to lock away funds for a promise of higher yields. However, when deciding between these options, […]
Small Business Banking: Managing Finances Effectively
Many people feel a calling to entrepreneurship. After homeownership, some see starting a business as the next logical step in the American Dream. If you’re a small business owner or hope to be one day, you’ve probably considered what it takes to succeed. You need a compelling product or service that customers want. You have […]
7 Ways to Improve Your Financial Health
Improving your financial health is similar to maintaining your physical and mental health — It takes time and effort. Sure, you may feel fine now, but what about 10, 20, or 50 years later? To that end, you must treat your finances like you should treat your body. You need to make decisions that maximize […]