Your privacy is very important to Village Bank. Federal law requires us to tell you how we collect, share, and protect your personal information. Should you prefer to receive the privacy notice via mail, simply contact your local branch and we will mail you a copy upon request.
What Does Village Bank Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number and credit history.
- Account balances and transaction history.
- Income and payment history.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Village Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Village Bank share?||Can you limit this sharing?|
|For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||Yes||No|
|For our marketing purposes to offer our products and services to you.||Yes||No|
|For joint marketing with other financial companies.||No||We don’t share.|
|For our affiliates’ everyday business purposes information about your transactions and experiences.||Yes||No|
|For our affiliates’ everyday business purposes information about your creditworthiness.||Yes||Yes|
|For our affiliates to market to you.||Yes||Yes|
|For nonaffiliates to market to you.||No||We don’t share.|
To limit our sharing:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at anytime to limit our sharing.
Please call 866.806.9306.
Who We Are
Who is providing this notice?
What We Do
How does Village Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Village Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account or apply for a loan.
- Pay your bills or use your debit or credit card.
- Give us your employment or income information.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Additional Terms and Conditions
The terms of our credit score management system, My Credit, can be viewed here.
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:
- Financial companies such as: Village Bank Mortgage.
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Village Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.