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Personal Banking

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Village Bank offers a wide-variety of valuable and secure products and services designed with your busy lifestyle in mind. Apply for a loan or open an account online or use our mobile or online banking applications to transfer funds, pay bills, and monitor your accounts. We have checking and savings accounts and loan products that have been designed to satisfy all of your banking needs, and so much more. Village Bank proudly serves the Richmond and Williamsburg communities. 

Apply for a Loan Online learn more >

Pressed for time? We offer a complete range of borrowing options that you can apply for online, 24-7. Whether you’re interested in a Home Equity Loan (HELoan), a Home Equity Line Of Credit (HELOC), an auto loan, or a credit card, we have the loan product to meet your specific need. It only takes about 10 minutes.

Open an Account Online learn more >

Don’t have time to swing by a branch? Open a personal checking account in-person or from the comfort of your couch, 24-7. It’s simple, secure, and fast to apply and only takes about 10 minutes.

Rewards Debit Card learn more >

Our debit card is unique because you earn points with all purchases, and you can turn it on and off from your mobile device. Our debit and credit cards also work better together by combining your points. Automatic Enrollment in our uChoose Rewards Program starts earning you points on every purchase as soon as you activate your card.

Rewards Credit Card learn more >

Our debit and credit cards work better together by combining your points. Automatic Enrollment in our uChoose Rewards Program starts earning you points on every purchase as soon as you activate your card. The Village Bank Mastercard Rewards Credit Card has no annual fee and includes EMV Smart Chip Technology for added security. Benefits include Extended Warranty, Price Protection, and ID Theft Protection.

Deposit Products learn more >

We have a full suite of checking, savings, money market, CD, and IRA accounts to satisfy your deposit and savings needs. Let us help you reach your financial goals and prepare for the unexpected.

Online & Mobile Banking learn more >

Experience the latest technology. Securely manage your accounts online. Keep in touch with your money 24-7.

Personal Loans learn more >

Get more out of your home with a flexible Home Equity Loan (HELOC). A HELOC is an excellent loan choice for home improvements, unforeseen expenses, and debt consolidation, or regain financial control with a Home Equity Loan (HELoan).

Other Services learn more >

We provide many other valuable services that allow you to easily manage your financial life. Zelle®, CardValet, mobile deposit, and safe deposit boxes are just a few of the many services we offer our customers.

Personal Banking Education Center learn more >

Need more info? Click here to access a variety of personal banking product tutorials and other helpful videos.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.