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Personal Loans


At Village Bank, you’ll find a complete range of borrowing options, including home equity loans and lines of credit, first and second mortgage loans, residential construction loans, auto loans and personal loans (secured and unsecured). Our friendly loan experts can help you reach your financial goals with a personal touch.

Home Equity Loan learn more

Life is full of surprises. We can help you regain control. Due to administration costs, many banks no longer offer Home Equity loans, preferring their customers open a Home Equity Line of Credit instead, but we like to give our customers as many options as possible.

Home Equity
Line Of Credit
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Get more out of your home with a flexible HELOC. Whether you need money for a home improvement project, those unexpected expenses that pop-up, or debt consolidation, a HELOC should be a consideration.

Auto Loans learn more >

We offer competitive rates on auto loans for new or used vehicles and can customize a car loan designed just for your budget. You may be able to refinance your current vehicle loan and possibly lower your payments.

Other Personal Loans learn more >

Village Bank offers other personal loan products to meet your needs. For example, we offer lot loans and bridge loans with competitive rates and terms up to 60 months.

Residential Mortgages learn more >

Village bank Mortgage is a leader in Virginia lending. We have some of the top loan officers in the region and a wide-variety of mortgage loan products to meet all of your real estate needs. We have been recognized by the Virginia Housing Development Authority and the Federal Home Loan Bank for our outstanding work with first-time home buyers.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.