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Apply for a Personal Loan Online


We offer a complete range of borrowing options that you can apply for online:

  • Home Equity Line Of Credit – You put a lot of time and money into your home. Why not get more out of it? A Home Equity Line of Credit (HELOC) can help, whether it’s a remodeling project or debt consolidation.
  • Home Equity Loan – A Home Equity Loan (HELoan) is a great financing option for those who need a specific amount for an immediate need.
  • Rewards Credit Card – Our Mastercard Rewards Credit Card has no annual fee and includes EMV Smart Chip Technology for added security. Benefits include Extended Warranty, Price Protection, and ID Theft Protection. Automatic Enrollment in our uChoose Rewards Program starts you earning points on every purchase as soon as you activate your card.
  • Auto Loan – Looking for a new or used vehicle? We can help with financing.
  • Other Loans – We offer a variety of personal loans to meet your needs.

Let’s get started!

It only takes about 10 minutes. Here’s what you’ll need:

  • Driver’s License, Passport, Military ID or State ID.
  • U.S. Social Security Number.
  • U.S. Citizenship or Resident Alien Status.
  • For a Rewards Credit Card: Loan Information > Type of loan desired field on the online form, select Rewards Credit Card.

Apply Now

Need help? Call our Customer Care Team at 866.806.9306.


Short on time?

Apply for a personal loan online, 24/7, in about 10 minutes!

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.