Deposit Products

We offer a variety of deposit products for larger commercial customers as well as small business owners. Below are a few of our more popular checking and savings products.

Important Information About Beneficial Ownership

Business Checking Accounts

Standard Benefits for all Business Checking Products:
  • Free Mobile Banking with mobile deposit and bill pay.
  • Free Online Banking with bill pay and eStatements.
  • Free instant-issue Debit MasterCard.
  • Free card fraud protection with Card Valet app.
  • Free Notary Service and Medallion Service.
  • Overdraft Protection Options*
  • eAlerts.
  • Reduced fee for online wire services.
  • Reduced fee for check stop payments.
  • Positive Pay*
  • ACH Services*
  • Remote Deposit Capture.
  • Zero Balance Accounts.

*Conditions apply. Ask branch employee for details.

Reorder checks online

Village Business Checking

Designed for businesses or organizations that have low checking activity, defined as handling less than 250 transaction items per month. No interest is paid or earnings credit received.

  • Minimum opening deposit $100.00.
  • No monthly service fee.
  • No minimum balance requirement.
  • First 250 transaction items (credits, debits, deposits, deposited items) are free* with no minimum balance requirement. 251+ transaction items are $0.35/item*

*Debit/ATM card transactions are exempt from transaction count.

Village 4 Business Checking

Designed for businesses or organizations with moderate checking account activity defined as handling less than 500 transaction items per month. No interest is paid or earnings credit received.

  • Minimum opening deposit $500.00.
  • No monthly service fee if minimum daily balance requirement of $2,500 is met.
  • Three (3) free cashier’s checks per month.
  • First 500 transaction items (credits, debits, deposits, deposited items) are free* 501+ transaction items are $0.35/item*

*Debit/ATM card transactions are exempt from transaction count.

Village Commercial Analysis Checking

Designed for high transaction* and volume businesses. Earnings credit on account balances can be used to offset service charges.

  • Minimum opening deposit $100.00.
  • Monthly maintenance fee $17.00.
  • Unlimited check writing.

*Debit/ATM card transactions are exempt from transaction count.

Village Non-Profit Checking

An interest-earning checking account designed for non-profit organizations.

  • Minimum opening deposit $100.00.
  • Interest compounded daily and paid monthly on collected balances.
  • No monthly service fee if minimum daily balance of $500.00 is met.
  • First 750 transaction items (credits, debits, deposits, deposited items) are free* 751+ transaction items are $0.15/item.

Business Savings & Money Market Accounts

Our Business Savings and Money Market Accounts offer businesses a means of improving cash flow by earning interest on funds deposited

Business Savings Accounts at Village Bank come with the following convenient features:

  • Free Online Banking.
  • Free Notary Service and Medallion Service.
  • Free ATM Card.

Village Business Savings

A basic savings account with low minimum balance requirements.

        • Minimum opening deposit $50.00.
        • Competitive interest rates.
        • Interest compounded daily and paid monthly on collected balances.
        • Maximum of six (6) transactions or withdrawals per month, that can be made by ACH, telephone, or similar order made payable to third parties.
        • Service fee for each transfer or withdrawal in excess of monthly limit .
        • Unlimited transactions and withdrawals of funds at any Village Bank location, ATM, or by mail.
        • No monthly service fee if monthly daily balance requirement of $500.00 is met.

Village Business Money Market

Designed for businesses seeking higher yields and limited check writing privileges.

      • Minimum opening deposit $100.00.
      • Competitive tiered interest rate.
      • Interest compounded daily and paid monthly on collected balances.
      • Maximum of six (6) transactions or withdrawals per month, that can be made by check, ACH, telephone, or similar order made payable to third parties.
      • Service fee for each transaction or transfer in excess of monthly limit.
      • Unlimited transactions and withdrawals of funds at any Village Bank location, ATM, or by mail
      • No monthly service fee if monthly daily balance requirement of $2,500.00 is met.

Contact our Business Bankers to learn more. 

Cindy Hodges

Cindy Hodges 804.419.1467

Amanda Porch

Amanda Porch 804.594.6239