Commercial Real Estate

Whether you're a small business owner interested in purchasing a new property or a real estate investor who wants to refinance a loan on a previously purchased commercial property, the Village Bank Business Banking team can help lead the way. We're experts in providing real estate financing solutions and have helped a wide variety of businesses in the Central Virginia region. We offer customized financing for:

  • Acquisition and Development (A&D) and construction.
  • Investment real estate.
  • Bridge loans.
  • Rehabilitation.
  • Notes.
  • Secured and unsecured lines of credit.
  • Mini-perm and permanent loans.

Commercial Real Estate Purchase Loan

A commercial purchase loan is a great way to buy property for your business or expand into a new location. Investors also use commercial real estate loans to purchase new commercial property.

Features
  • No application fee; no appraisal fee.
  • Wide variety of term options available.
  • Competitive rates. Fixed or prime-based adjustable.
  • $50,000 to $1 million loan amount.
  • 1% origination fee, maximum $5,000.
  • Up to 80% loan-to-value.

Commercial Real Estate Refinance Loan If you want to pay off the mortgage on an existing commercial property to secure a lower rate or a longer term, pay off a maturing loan or private party, or leverage equity for commercial improvements or expenses, a commercial refinance loan an excellent solution.

Features
  • No application fee; no appraisal fee.
  • Wide variety of term options available.
  • Competitive rates. Fixed or prime-based adjustable.
  • $50,000 to $1 million loan amount.
  • 1% origination fee, maximum $5,000.
  • Up to 75% loan-to-value.

Our customers include business owners and investors, real estate developers and YOU. We want to get to know you and we're here to help. Contact anyone on our Business Banking Team