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Legal Information

Village Bank® is a member of the FDIC and an Equal Housing Lender. Village Bank provides banking products and services in the Commonwealth of Virginia and mortgage lending services in the Commonwealth of Virginia. The information contained in this website is not intended as an offer or solicitation of banking or mortgage lending services to customers in any state in which the offering, solicitation, or providing of such services is prohibited by federal law or the laws of the state of the customer’s residence. Any loans made to parties outside the Commonwealth of Virginia as a result of the information contained herein shall be approved in and disbursed from Village Bank offices in the Commonwealth of Virginia. As used below, “you” refers to the user of this website, whether or not a customer of Village Bank. “We” refers to Village Bank.

Copyright Claim

All contents Copyrighted 2003-2021 by Village Bank & Trust Financial Corp. All Rights Reserved.

All information on this website is protected by a compilation copyright in the United States of America and in other countries. In addition, certain information is copyrighted by others. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this website without the advance written permission of Village Bank or other copyright owner.

Warranties

THIS INFORMATION IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND ALL WARRANTIES ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

REFERENCES TO CORPORATIONS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. IN NO EVENT SHALL VILLAGE BANK BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS INFORMATION.

Descriptions of, or references to, products, services or publications within Village Bank’s website do not imply endorsement or sponsorship of those products, services or publications. Village Bank makes no warranty of any kind with respect to the subject matter included herein or the products and services listed herein. Village Bank does not guarantee the accuracy or completeness of information on or available through its website and is not responsible for actions taken in reliance on that information. Village Bank undertakes no obligation to update information on or available through its website. THIS PUBLICATION COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE PERIODICALLY MADE TO THIS INFORMATION BY VILLAGE BANK AND ITS AUTHORIZED REPRESENTATIVES.

Website Access

Village Bank grants you only a limited, nonexclusive, revocable right to access and make personal use of this website for informational purposes and for conducting transactions pursuant to Village Bank approved agreements for such services. Subject to your customer agreements, Village Bank reserves the right to deny you access at any time, to change any and all parts of the website, and to remove or replace this website, without notice to you. You must not modify, copy, reuse, distribute, display, download, or perform any part of this website except as necessary for you to view this website in the course of your business with us, although you may print a single copy of the web pages in this website for your personal use and your computer may cache web pages in memory under standard web browser operations. You must not use any framing, data mining, robots, linking, or similar devices in any way with respect to this website without our consent. Your unauthorized, fraudulent or criminal use of this website or infringement of our trademarks, copyrights, or other proprietary rights, including any commercial use, automatically terminates your license to use this website, without any requirement for notice and whether or not we take any action against you.

Protection of Children

Village Bank does not knowingly market to or solicit information from children under age 13 without parental consent. We recognize that protecting children’s identities and privacy online is important. Parents should always be aware of their child’s online activity. The internet is a public network. Children’s access to the internet can allow them to visit inappropriate websites and be exposed to unwanted risks. COPPA, the Children’s Online Privacy Protection Act, protects children under the age of 13 from the online collection of personal information.

Links to Other Sites and Information Provided by Outside Sources

This website contains hypertext links to other sites and may contain information provided by outside sources. Village Bank is not responsible for materials or content on these other sites, for the conduct of the owners or operators of the other sites, or for content or materials not written by Village Bank. We provide these materials and links “AS IS,” and we are not responsible for examining or evaluating the materials, links, or related products or services for reliability, accuracy, or otherwise. Links to websites outside this website are provided for information only. Village Bank does not endorse or sponsor any other sites, even if we provide a hypertext link to the site, except as explicitly stated on this website. If you leave this website, including via a hypertext link, you are subject to the privacy policy and practices of the other website.

Trademarks

Trademarks on this website are the property of the trademark owner. Use of trademarks on this website does not indicate sponsorship of or by, affiliation with, or other connection to the trademark owner. Village Bank reserves all rights with respect to its trademarks. You may not use meta-tags or other hidden text containing our trademarks without our express written consent.

Privacy

For privacy information, please see our privacy policy statement.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.