Checking Accounts

Village Bank offers a variety of personal checking accounts to meet your needs. Each Village Bank checking account is designed to make banking easier for you by providing all of these convenient features.

Standard Benefits for all Personal Checking Accounts
  • Free Mobile Banking including mobile deposit and bill pay.
  • Free Online Banking including bill pay and eStatements.
  • Free Instant-Issue Debit MasterCard with automatic enrollment in uChoose Rewards Program*
  • Free card fraud protection with Card Valet app.
  • Free Notary Service and Medallion Service.
  • Unlimited Check Writing.
  • Overdraft Protection Options**
  • eAlerts.

*Consumer must register card(s) with uChoose.**Conditions apply. Ask a Village Bank branch employee for details.

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Village Checking

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Free and basic checking account with all the standard benefits.
  • Minimum opening deposit $50.00.
  • Pay no monthly service fee when you receive eStatements.
  • Non-Village Bank ATM fees assessed.
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Village Interest Checking

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Village Interest Checking combines all the standard benefits with an opportunity to earn a competitive interest rate.

Product combines all the standard benefits with an opportunity to earn a competitive interest rate.

  • Minimum opening deposit $50.00.
  • Interest compounded daily and paid monthly on collected balances.
  • First month’s service fee is waived.
  • Tiered interest rates.
  • Two (2) non-Village Bank ATM fees refunded per statement cycle (applies to withdrawals only).

Pay no monthly service fee when any of the following is maintained:

  • $750 daily balance, or
  • Combined balance of $5,000 in any other Village checking, savings, money market, CD, IRA or
  • $7,500 outstanding balance in any consumer loan(s).

Village eRewards Plus

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  • Minimum opening deposit $50.00.
  • Interest compounded daily and paid monthly on collected balances.
  • Tiered interest rate.
  • Four (4) non-Village Bank ATM fees refunded per statement cycle (applies to withdrawals only).
  • No monthly service fees.

Earn maximum posted interest rate and APY when all of the following occur:

  • Sign up and receive eStatements, and
  • Initiate 10 POS debits per statement cycle, and
  • One direct deposit or ACH debit per statement cycle, and
  • Access online or mobile banking at least once per statement cycle, and
  • Account balance does not exceed the threshold limit, otherwise, the maximum stated interest rate and APY will be reduced.

Village Platinum Checking

The premier checking account for the customer who wants a high-yield account.

  • Minimum opening deposit $50.00.
  • Interest compounded daily and paid monthly on collected balances.
  • First month’s service fee is waived.
  • Tiered interest rate.
  • Free Village Bank standard checks.
  • Free or discounted rental rates on safe deposit boxes (based on availability).
  • Five (5) non-Village Bank ATM fees refunded per statement cycle (applies to withdrawals only).
  • No fee for cashier’s checks.

Pay no monthly service fee when any of the following is maintained:

  • $2,500 daily balance, or
  • Combined balance of $20,000 in any other Village checking, savings, money market account, certificate of deposit, IRA or
  • $30,000 outstanding balance in any consumer loan(s).

Village Silver Checking

An interest bearing account for those age 50 and older.

  • Minimum opening deposit $50.00.
  • Interest compounded daily and paid monthly on collected balances.
  • First month’s service fee is waived.
  • Tiered interest rates.
  • Two (2) non-Village Bank ATM fees refunded per statement cycle.
  • No fee for cashier’s checks.
  • No monthly service fee if the minimum daily balance requirement of $500 is met.