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Accounts Receivables / Collections


Quickly convert receivables to cash from your office for faster utilization of your funds.

Remote Deposit Capture

  • Deposits made securely from your office.
  • Detailed reporting with check images.
  • Reduce transportation costs & administrative time.
  • No equipment fee.
  • Scan – Submit – Done.

Visit our Education Center to view the Remote Deposit Capture video tutorial.

Mobile Deposit

  • Secure and flexible way to deposit checks on the go.
  • Saves time and money.
  • Free easy to use Village Bank app.
  • Tap – Snap – Submit – Done.

Customers may download the Village Bank app for their Apple iPhone from the Apple App Store or for their Android phone from Google Play. For more information about online banking, you can visit the Business Banking Education Center.



Autobooks is a complete accounting and bookkeeping solution designed to let you handle your business finances in the same place you do your banking. You have access to the tools Autobooks offers all within the convenience of your Village Bank online banking account. 

  • Accept digital payments including all major credit cards.
  • Send professional invoices.
  • Get paid directly in your business online banking account.
  • Stay on top of accounting and bookkeeping.

Simply log on to your online or mobile banking account and click on “Marketplace” to get started. 
Calculate your transaction fees with the help of this easy-to-use calculator
Visit the Autobooks website for additional information.

ACH Origination / Collections

  • Quickly & safely collect funds from your customer.
  • Secure web based service – no software to install.
  • Schedule recurring collections.
  • App (application) based token used for added security – VIP Access.
  • Same day processing available.

Merchant Services

We are proud to partner with Atlantic Merchant Services. A leading provider of merchant processing solutions since 2005. One goal, one focus, YOU!   

Atlantic Merchant
  • Catered solutions for all industries (B2B/B2G, Professional Services, Trade Services or Retail/ Hospitality) Level 2 & 3 processing.
  • Mobile Payment Processing and Online Secure Virtual Terminal.
  • SMS Text Message and Email Invoicing.
  • POS Solutions – QuickBooks Integration – Same Day Funding.
  • PCI compliance support provided with no added cost.
  • No long term contract – No cancellation fee.

For more information about our Cash Management Solutions, email us at or call Barkley Townsend at 804.419.2805 or Irlene Kemp at 804.419.2849.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.