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SBA Payroll Protection Program Loans

The Latest Small Business Administration (SBA) & Paycheck Protection Program (PPP) Information


The Village Bank SBA PPP has helped more than 1,600 local businesses work to keep 28,000 employees within our communities on their payrolls during the COVID-19 pandemic and we’re here to help you.

For new and existing Village Bank clients who we worked with you to secure a SBA PPP loan, thank you for giving us the opportunity to address your financial needs. We want to help make sure you feel confident and informed regarding what to expect over the course of your SBA PPP loan.

Our processes will continue to be refined to incorporate changing Program parameters. But one thing that won’t change is our commitment to keep you informed. If you have questions regarding your Village bank SBA PPP loan please email us at

Many of you have already applied for, and received, forgiveness for your First Round of PPP (2020). If you have not applied, please keep in mind that you need to do so within 10 months following the last day of the maximum covered period of 24 weeks. The covered period is now any number of weeks between 8 and 24 weeks after the loan is disbursed. If your loan amount is less than or equal to $150,000, the simplified form makes the forgiveness process very easy. We strongly suggest that you complete your First Round (2020) forgiveness application as soon as possible. Please email for your personalized link.

The aforementioned email address will be utilized for all communication concerning the forgiveness process. If you applied for First Round PPP forgiveness, the Second Round forgiveness process will be the same. If the forgiveness process is new to you, please know we will gladly guide you through the process. The SBA continues to keep their website up-to-date with detailed information regarding PPP Loan Forgiveness. You can click here to access the SBA’s resources.

Cash Flow Forecast Worksheet

Adequate cash flow is essential to the survival of a business, especially during these trying times. Our cash flow forecast worksheet template can help you predict whether your business will have enough cash to meet its obligations. Click to download.

Other Business Loan Options

  • Term Loans – A term loan is a good option if you have an immediate one-time need for cash and can make regular payments over a set time period.
  • Lines of Credit – When you need ready access to cash and flexible terms for repaying borrowed funds, an unsecured line of credit is often an ideal solution.
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