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Treasury Services


Control. Track. Maximize cash flow. Make money work for you.

Commercial Sweep Services

This service is used to maximize earnings on excess cash by investing funds overnight. Also used to minimize interest payments on a line of credit. Funds automatically sweep back and forth based on limits you set.

Zero Balance Accounts (ZBA)

Available for businesses who maintain multiple accounts and need automated transfers to cover debit items as they are presented for payment. These accounts are used frequently for payroll accounts. Eliminates manual transfers.

Electronic Data Interchange (EDI) Reporting

Converts ACH addenda information for CTX transactions into an itemized easy to read report. Notifications are emailed or available via online banking.

Commercial Account Analysis Checking

This checking account is designed for high transaction/volume businesses. Earnings credit is used to offset or minimize service charges. See a business checking account comparison on our Business Deposit Products page.

For more information about our Cash Management Solutions, email us at or call Irlene Kemp at 804.419.2849 or Barkley Townsend at 804.419.2805.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.